For anyone who owns a high-value home, it's essential to find an insurance policy that adequately protects the property, its contents and its occupants.
In most cases, standard home insurance or contents cover won't be suitable since these policies generally aren't written to cover things like fine art, antiques, expensive jewellery or domestic staff.
Here at Certis, we understand that every individual has a unique situation - that's why we work hard to understand your circumstances and offer high value contents insurance and prestige home cover that matches your needs.
In addition, since we have excellent relationships with our insurance underwriters, we can negotiate some of the best rates available. After all, just because you're consulting high net worth insurance brokers doesn't mean you should have to pay over the odds for the protection and peace of mind that the right cover will provide.
Since every home is different, every high value home insurance policy should be too. The right cover will depend on the net worth of the property, its fixtures and fittings, as well as the assets included in and around the residence.
Things like valuable jewellery, priceless antiques and pieces of fine art should be assessed by experts to ensure that they are adequately covered by the high value contents insurance, while collectibles, guns and expensive wines should also be properly evaluated.
Meanwhile, home office equipment like computers and printers can be covered for eventualities such as accidental damage or theft.
For items such as jewellery and electronics, it's a good idea to opt for a policy that protects the items when away from home as well. So, for example, if your laptop computer is stolen or a precious gemstone falls out of a piece of jewellery while you're out, they will still be covered.
Insurance can also be provided to protect the possessions of students who are away from home.
If you employ household staff, such as au pairs, cooks, cleaners, nannies or butlers, you can also choose a policy that includes employer liability cover.
You may also want combine your home insurance with other types of cover, such as family annual travel insurance, holiday home policies or investment property protection.
Established in 1965, Certis has significant experience in providing customised home insurance and friendly, reliable service to those who require cover that's above and beyond the standard products offered by other insurance brokers.
Not only will our high value home and contents insurance be tailor-made to suit your requirements, but should you need to make a claim, our dedicated team will help to ensure the process goes smoothly and you receive your settlement as quickly as possible.
As well as our building and high value contents insurance, we offer policies designed specifically for non-standard home insurance - such as conversions, heritage sites, blocks of flats and rented accommodation. And if you need specialist car insurance to cover a luxury or vintage vehicle, we can help with that too.
If you'd like to learn more about how our high net worth home insurance - or other plans - can help financially protect you, your loved ones and your assets, contact us today. A friendly member of our team will be happy to discuss your requirements and provide advice and assistance as necessary.
Alternatively, you can complete our online form to get a quote tailor-made to suit your situation.